Reckless lending has become a rampant issue in the financial industry, causing major concerns for regulators and consumers alike. The practice of granting loans to individuals or businesses who may not have the means to repay them has been on the rise, fuelled by easy...
The National Credit Regulator (NCR) of South Africa is an independent body established by the National Credit Act 34 of 2005. Its primary function is to protect consumers from irresponsible credit granting and to regulate responsible credit granting practices in the...
Are you struggling with debt and feeling overwhelmed by the number of bills and payments you have to keep track of every month? You’re not alone. Many South Africans find themselves in a similar situation and it can be difficult to know where to turn for help....
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